Call reports 2014
COLUMBUS FIRST BANK — 2014
What COLUMBUS FIRST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 271,445,000 | 271,318,000 | 274,673,000 | 280,833,000 |
| Total loans | 224,111,000 | 224,584,000 | 228,009,000 | 241,260,000 |
| Allowance for loan losses | 3,793,000 | 3,569,000 | 3,555,000 | 3,452,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,505,000 | 216,739,000 | 219,892,000 | 220,470,000 |
| Interest-bearing deposits | 183,369,000 | 186,310,000 | 191,740,000 | 187,106,000 |
| Noninterest-bearing deposits | 30,136,000 | 30,429,000 | 28,152,000 | 33,364,000 |
| Equity capital | 24,055,000 | 24,637,000 | 25,247,000 | 25,963,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,715,000 | 5,471,000 | 8,271,000 | 11,170,000 |
| Interest expense | 523,000 | 1,068,000 | 1,619,000 | 2,176,000 |
| Net interest income | 2,192,000 | 4,403,000 | 6,652,000 | 8,994,000 |
| Noninterest income | 71,000 | 470,000 | 751,000 | 990,000 |
| Noninterest expense | 1,468,000 | 3,233,000 | 4,838,000 | 6,330,000 |
| Provision for loan losses | 40,000 | 0 | 0 | 0 |
| Pretax income | 755,000 | 1,640,000 | 2,565,000 | 3,654,000 |
| Income tax | 259,000 | 564,000 | 882,000 | 1,257,000 |
| Net income | 496,000 | 1,076,000 | 1,683,000 | 2,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,055,000 | 24,637,000 | 25,247,000 | 25,963,000 |
| Total capital | 26,611,000 | 27,284,000 | 27,917,000 | 28,744,000 |
| Risk-weighted assets | 203,256,000 | 210,866,000 | 212,742,000 | 221,829,000 |