Call reports 2013
COLUMBUS FIRST BANK — 2013
What COLUMBUS FIRST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 244,346,000 | 250,348,000 | 252,813,000 | 254,789,000 |
| Total loans | 201,811,000 | 206,679,000 | 215,430,000 | 221,492,000 |
| Allowance for loan losses | 3,655,000 | 3,734,000 | 3,821,000 | 3,753,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,562,000 | 195,957,000 | 191,877,000 | 194,434,000 |
| Interest-bearing deposits | 172,179,000 | 177,198,000 | 171,553,000 | 171,717,000 |
| Noninterest-bearing deposits | 16,383,000 | 18,759,000 | 20,324,000 | 22,717,000 |
| Equity capital | 21,040,000 | 21,531,000 | 22,029,000 | 23,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,646,000 | 5,354,000 | 8,080,000 | 10,805,000 |
| Interest expense | 542,000 | 1,079,000 | 1,608,000 | 2,129,000 |
| Net interest income | 2,104,000 | 4,275,000 | 6,472,000 | 8,676,000 |
| Noninterest income | 67,000 | 139,000 | 188,000 | 267,000 |
| Noninterest expense | 1,361,000 | 2,768,000 | 4,172,000 | 5,580,000 |
| Provision for loan losses | 100,000 | 200,000 | 295,000 | 375,000 |
| Pretax income | 710,000 | 1,446,000 | 2,193,000 | 2,988,000 |
| Income tax | 248,000 | 506,000 | 768,000 | 1,047,000 |
| Net income | 462,000 | 940,000 | 1,425,000 | 1,941,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,040,000 | 21,531,000 | 22,029,000 | 23,557,000 |
| Total capital | 23,248,000 | 23,780,000 | 24,367,000 | 26,100,000 |
| Risk-weighted assets | 175,184,000 | 178,457,000 | 185,568,000 | 202,195,000 |