Call reports 2012
COLUMBUS FIRST BANK — 2012
What COLUMBUS FIRST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 216,880,000 | 221,075,000 | 231,100,000 | 237,042,000 |
| Total loans | 176,763,000 | 181,494,000 | 190,349,000 | 198,127,000 |
| Allowance for loan losses | 3,108,000 | 3,268,000 | 3,402,000 | 3,484,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,568,000 | 169,349,000 | 176,801,000 | 188,714,000 |
| Interest-bearing deposits | 151,271,000 | 153,817,000 | 160,436,000 | 166,473,000 |
| Noninterest-bearing deposits | 15,297,000 | 15,532,000 | 16,365,000 | 22,241,000 |
| Equity capital | 22,677,000 | 23,119,000 | 23,568,000 | 20,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,560,000 | 5,177,000 | 7,806,000 | 10,485,000 |
| Interest expense | 545,000 | 1,085,000 | 1,630,000 | 2,177,000 |
| Net interest income | 2,015,000 | 4,092,000 | 6,176,000 | 8,308,000 |
| Noninterest income | 73,000 | 96,000 | -69,000 | 15,000 |
| Noninterest expense | 1,243,000 | 2,564,000 | 3,664,000 | 4,988,000 |
| Provision for loan losses | 225,000 | 345,000 | 495,000 | 640,000 |
| Pretax income | 620,000 | 1,279,000 | 1,948,000 | 2,695,000 |
| Income tax | 219,000 | 451,000 | 687,000 | 952,000 |
| Net income | 401,000 | 828,000 | 1,261,000 | 1,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,677,000 | 23,119,000 | 23,568,000 | 20,565,000 |
| Total capital | 24,598,000 | 25,077,000 | 25,606,000 | 22,705,000 |
| Risk-weighted assets | 152,466,000 | 155,362,000 | 161,683,000 | 169,825,000 |