Call reports 2011
COLUMBUS FIRST BANK — 2011
What COLUMBUS FIRST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 170,332,000 | 178,923,000 | 191,195,000 | 203,988,000 |
| Total loans | 143,479,000 | 151,198,000 | 156,940,000 | 171,103,000 |
| Allowance for loan losses | 2,440,000 | 2,645,000 | 2,553,000 | 2,883,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,450,000 | 150,387,000 | 147,861,000 | 155,128,000 |
| Interest-bearing deposits | 129,134,000 | 136,414,000 | 135,254,000 | 142,017,000 |
| Noninterest-bearing deposits | 13,316,000 | 13,973,000 | 12,607,000 | 13,111,000 |
| Equity capital | 15,530,000 | 15,897,000 | 21,813,000 | 22,260,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,236,000 | 4,574,000 | 6,999,000 | 9,508,000 |
| Interest expense | 605,000 | 1,220,000 | 1,811,000 | 2,376,000 |
| Net interest income | 1,631,000 | 3,354,000 | 5,188,000 | 7,132,000 |
| Noninterest income | 32,000 | 57,000 | 90,000 | 169,000 |
| Noninterest expense | 990,000 | 1,992,000 | 3,005,000 | 4,032,000 |
| Provision for loan losses | 155,000 | 360,000 | 650,000 | 980,000 |
| Pretax income | 518,000 | 1,059,000 | 1,623,000 | 2,289,000 |
| Income tax | 185,000 | 378,000 | 579,000 | 817,000 |
| Net income | 333,000 | 681,000 | 1,044,000 | 1,472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,530,000 | 15,897,000 | 21,813,000 | 22,260,000 |
| Total capital | 17,081,000 | 17,548,000 | 23,520,000 | 24,116,000 |
| Risk-weighted assets | 123,176,000 | 131,097,000 | 135,710,000 | 147,423,000 |