Call reports 2010
COLUMBUS FIRST BANK — 2010
What COLUMBUS FIRST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 144,070,000 | 152,581,000 | 163,008,000 | 163,325,000 |
| Total loans | 118,327,000 | 130,467,000 | 131,547,000 | 136,400,000 |
| Allowance for loan losses | 1,784,000 | 1,985,000 | 2,085,000 | 2,285,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,809,000 | 128,407,000 | 136,879,000 | 134,433,000 |
| Interest-bearing deposits | 110,222,000 | 117,081,000 | 124,092,000 | 121,510,000 |
| Noninterest-bearing deposits | 10,588,000 | 11,326,000 | 12,787,000 | 12,923,000 |
| Equity capital | 13,008,000 | 14,065,000 | 14,730,000 | 15,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,902,000 | 3,987,000 | 6,194,000 | 8,447,000 |
| Interest expense | 666,000 | 1,328,000 | 2,007,000 | 2,647,000 |
| Net interest income | 1,236,000 | 2,659,000 | 4,187,000 | 5,800,000 |
| Noninterest income | 18,000 | 40,000 | 239,000 | 309,000 |
| Noninterest expense | 764,000 | 1,608,000 | 2,686,000 | 3,568,000 |
| Provision for loan losses | 130,000 | 331,000 | 431,000 | 631,000 |
| Pretax income | 360,000 | 760,000 | 1,309,000 | 1,910,000 |
| Income tax | 135,000 | 284,000 | 476,000 | 685,000 |
| Net income | 225,000 | 476,000 | 833,000 | 1,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,008,000 | 14,065,000 | 14,730,000 | 15,125,000 |
| Total capital | 14,281,000 | 15,438,000 | 16,131,000 | 16,595,000 |
| Risk-weighted assets | 101,323,000 | 109,213,000 | 111,388,000 | 116,810,000 |