Call reports 2009
COLUMBUS FIRST BANK — 2009
What COLUMBUS FIRST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 93,793,000 | 109,284,000 | 117,049,000 | 128,839,000 |
| Total loans | 84,070,000 | 94,507,000 | 102,776,000 | 111,368,000 |
| Allowance for loan losses | 1,212,000 | 1,351,000 | 1,538,000 | 1,703,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,691,000 | 92,244,000 | 97,304,000 | 108,518,000 |
| Interest-bearing deposits | 75,407,000 | 84,383,000 | 90,947,000 | 100,893,000 |
| Noninterest-bearing deposits | 6,285,000 | 7,861,000 | 6,357,000 | 7,625,000 |
| Equity capital | 10,197,000 | 10,313,000 | 10,860,000 | 11,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,331,000 | 2,820,000 | 4,466,000 | 6,321,000 |
| Interest expense | 655,000 | 1,316,000 | 1,983,000 | 2,648,000 |
| Net interest income | 676,000 | 1,504,000 | 2,483,000 | 3,673,000 |
| Noninterest income | 23,000 | 61,000 | 852,000 | 1,013,000 |
| Noninterest expense | 598,000 | 1,216,000 | 2,030,000 | 2,723,000 |
| Provision for loan losses | 75,000 | 214,000 | 439,000 | 604,000 |
| Pretax income | 26,000 | 135,000 | 866,000 | 1,359,000 |
| Income tax | 22,000 | 73,000 | 335,000 | 516,000 |
| Net income | 4,000 | 62,000 | 531,000 | 843,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,197,000 | 10,313,000 | 10,860,000 | 11,227,000 |
| Total capital | 11,099,000 | 11,345,000 | 11,974,000 | 12,460,000 |
| Risk-weighted assets | 71,819,000 | 82,239,000 | 88,839,000 | 98,169,000 |