Call reports 2008
COLUMBUS FIRST BANK — 2008
What COLUMBUS FIRST BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 55,100,000 | 71,008,000 | 75,870,000 | 86,463,000 |
| Total loans | 45,092,000 | 58,808,000 | 67,414,000 | 78,281,000 |
| Allowance for loan losses | 732,000 | 910,000 | 1,032,000 | 1,137,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,218,000 | 61,207,000 | 65,994,000 | 76,196,000 |
| Interest-bearing deposits | 41,289,000 | 57,126,000 | 61,836,000 | 71,676,000 |
| Noninterest-bearing deposits | 3,929,000 | 4,081,000 | 4,158,000 | 4,520,000 |
| Equity capital | 9,676,000 | 9,555,000 | 9,568,000 | 10,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 741,000 | 1,652,000 | 2,755,000 | 3,983,000 |
| Interest expense | 372,000 | 851,000 | 1,431,000 | 2,083,000 |
| Net interest income | 369,000 | 801,000 | 1,324,000 | 1,900,000 |
| Noninterest income | 9,000 | 20,000 | 79,000 | 89,000 |
| Noninterest expense | 416,000 | 858,000 | 1,363,000 | 1,834,000 |
| Provision for loan losses | 241,000 | 419,000 | 541,000 | 646,000 |
| Pretax income | -279,000 | -456,000 | -501,000 | -491,000 |
| Income tax | 0 | 0 | 0 | -498,000 |
| Net income | -279,000 | -456,000 | -501,000 | 7,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,676,000 | 9,555,000 | 9,568,000 | 10,134,000 |
| Total capital | 10,188,000 | 10,212,000 | 10,302,000 | 10,974,000 |
| Risk-weighted assets | 40,715,000 | 52,129,000 | 58,446,000 | 66,917,000 |