Call reports 2007
COLUMBUS FIRST BANK — 2007
What COLUMBUS FIRST BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q3 | 2007Q4 |
|---|---|---|
| Total assets | 18,615,000 | 37,541,000 |
| Total loans | 13,201,000 | 30,530,000 |
| Allowance for loan losses | 198,000 | 491,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 8,333,000 | 27,531,000 |
| Interest-bearing deposits | 5,999,000 | 25,385,000 |
| Noninterest-bearing deposits | 2,334,000 | 2,146,000 |
| Equity capital | 10,257,000 | 9,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q3 | 2007Q4 |
|---|---|---|
| Interest income | 112,000 | 609,000 |
| Interest expense | 9,000 | 227,000 |
| Net interest income | 103,000 | 382,000 |
| Noninterest income | 92,000 | 100,000 |
| Noninterest expense | 756,000 | 1,162,000 |
| Provision for loan losses | 198,000 | 491,000 |
| Pretax income | -759,000 | -1,171,000 |
| Income tax | 0 | 0 |
| Net income | -759,000 | -1,171,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q3 | 2007Q4 |
|---|---|---|
| Tier 1 capital | 10,257,000 | 9,900,000 |
| Total capital | 10,421,000 | 10,255,000 |
| Risk-weighted assets | 13,143,000 | 28,295,000 |