Call reports 2024
BANK OF THE ROCKIES — 2024
What BANK OF THE ROCKIES reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 246,966,000 | 252,168,000 | 253,554,000 | 257,123,000 |
| Total loans | 181,972,000 | 187,927,000 | 183,070,000 | 189,077,000 |
| Allowance for loan losses | 2,079,000 | 2,075,000 | 2,204,000 | 2,290,000 |
| Securities available for sale | 5,501,000 | 5,237,000 | 5,228,000 | 4,884,000 |
| Securities held to maturity | 46,088,000 | 45,785,000 | 45,375,000 | 46,252,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,210,000 | 202,666,000 | 208,888,000 | 213,415,000 |
| Interest-bearing deposits | 190,488,000 | 188,279,000 | 195,069,000 | 198,773,000 |
| Noninterest-bearing deposits | 13,722,000 | 14,387,000 | 13,819,000 | 14,642,000 |
| Equity capital | 22,883,000 | 23,556,000 | 24,527,000 | 23,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,636,000 | 7,409,000 | 11,316,000 | 15,304,000 |
| Interest expense | 853,000 | 1,853,000 | 2,897,000 | 3,924,000 |
| Net interest income | 2,783,000 | 5,556,000 | 8,419,000 | 11,380,000 |
| Noninterest income | 553,000 | 808,000 | 1,221,000 | 1,579,000 |
| Noninterest expense | 2,336,000 | 4,488,000 | 6,760,000 | 9,014,000 |
| Provision for loan losses | 75,000 | 180,000 | 265,000 | 340,000 |
| Pretax income | 926,000 | 1,697,000 | 2,616,000 | 3,606,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 926,000 | 1,697,000 | 2,616,000 | 3,606,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,878,000 | 22,513,000 | 23,335,000 | 22,923,000 |
| Total capital | 23,958,000 | 24,588,000 | 25,539,000 | 25,212,000 |
| Risk-weighted assets | 194,091,000 | 196,637,000 | 197,786,000 | 200,244,000 |