Call reports 2023
BANK OF THE ROCKIES — 2023
What BANK OF THE ROCKIES reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 235,879,000 | 244,898,000 | 242,529,000 | 240,603,000 |
| Total loans | 171,224,000 | 176,882,000 | 179,440,000 | 175,131,000 |
| Allowance for loan losses | 1,947,000 | 2,028,000 | 2,063,000 | 2,138,000 |
| Securities available for sale | 918,000 | 845,000 | 792,000 | 5,933,000 |
| Securities held to maturity | 51,568,000 | 50,870,000 | 49,356,000 | 45,929,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 205,692,000 | 196,411,000 | 206,094,000 | 206,630,000 |
| Interest-bearing deposits | 188,169,000 | 179,297,000 | 187,346,000 | 191,132,000 |
| Noninterest-bearing deposits | 17,523,000 | 17,114,000 | 18,748,000 | 15,498,000 |
| Equity capital | 23,044,000 | 23,615,000 | 24,247,000 | 22,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,090,000 | 6,197,000 | 9,657,000 | 12,713,000 |
| Interest expense | 173,000 | 564,000 | 1,230,000 | 1,896,000 |
| Net interest income | 2,917,000 | 5,633,000 | 8,427,000 | 10,817,000 |
| Noninterest income | 418,000 | 1,073,000 | 1,436,000 | 1,783,000 |
| Noninterest expense | 1,914,000 | 4,093,000 | 6,337,000 | 8,304,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,343,000 | 2,460,000 | 3,296,000 | 3,993,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,343,000 | 2,460,000 | 3,296,000 | 3,993,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,202,000 | 22,819,000 | 23,554,000 | 22,020,000 |
| Total capital | 24,160,000 | 24,857,000 | 25,627,000 | 24,158,000 |
| Risk-weighted assets | 177,070,000 | 196,154,000 | 187,787,000 | 182,884,000 |