Call reports 2022
BANK OF THE ROCKIES — 2022
What BANK OF THE ROCKIES reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 243,406,000 | 245,749,000 | 241,301,000 | 238,873,000 |
| Total loans | 138,924,000 | 148,431,000 | 164,514,000 | 167,281,000 |
| Allowance for loan losses | 1,510,000 | 1,541,000 | 1,634,000 | 1,868,000 |
| Securities available for sale | 1,342,000 | 1,158,000 | 1,028,000 | 961,000 |
| Securities held to maturity | 32,896,000 | 37,966,000 | 49,239,000 | 51,375,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 222,138,000 | 223,794,000 | 218,174,000 | 216,165,000 |
| Interest-bearing deposits | 206,256,000 | 201,692,000 | 201,178,000 | 196,816,000 |
| Noninterest-bearing deposits | 15,882,000 | 22,102,000 | 16,996,000 | 19,349,000 |
| Equity capital | 20,730,000 | 21,310,000 | 22,432,000 | 22,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,183,000 | 4,480,000 | 7,513,000 | 10,491,000 |
| Interest expense | 84,000 | 167,000 | 244,000 | 341,000 |
| Net interest income | 2,099,000 | 4,313,000 | 7,269,000 | 10,150,000 |
| Noninterest income | 336,000 | 795,000 | 1,266,000 | 1,573,000 |
| Noninterest expense | 1,923,000 | 3,707,000 | 5,755,000 | 7,849,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 365,000 |
| Pretax income | 501,000 | 1,394,000 | 2,666,000 | 3,494,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 501,000 | 1,394,000 | 2,666,000 | 3,494,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,566,000 | 20,359,000 | 21,631,000 | 21,409,000 |
| Total capital | 21,086,000 | 21,910,000 | 23,275,000 | 23,287,000 |
| Risk-weighted assets | 155,872,000 | 164,036,000 | 169,849,000 | 171,524,000 |