Call reports 2021
BANK OF THE ROCKIES — 2021
What BANK OF THE ROCKIES reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 198,336,000 | 201,483,000 | 220,310,000 | 231,449,000 |
| Total loans | 125,604,000 | 125,791,000 | 129,414,000 | 133,092,000 |
| Allowance for loan losses | 2,185,000 | 1,679,000 | 1,478,000 | 1,483,000 |
| Securities available for sale | 2,351,000 | 2,002,000 | 1,738,000 | 1,531,000 |
| Securities held to maturity | 15,118,000 | 18,381,000 | 20,327,000 | 23,932,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,338,000 | 178,857,000 | 196,848,000 | 208,284,000 |
| Interest-bearing deposits | 162,297,000 | 165,750,000 | 183,472,000 | 192,308,000 |
| Noninterest-bearing deposits | 14,041,000 | 13,107,000 | 13,376,000 | 15,976,000 |
| Equity capital | 19,304,000 | 19,977,000 | 20,817,000 | 20,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,394,000 | 4,380,000 | 6,375,000 | 8,553,000 |
| Interest expense | 94,000 | 176,000 | 257,000 | 340,000 |
| Net interest income | 2,300,000 | 4,204,000 | 6,118,000 | 8,213,000 |
| Noninterest income | 412,000 | 1,011,000 | 1,486,000 | 2,096,000 |
| Noninterest expense | 1,699,000 | 3,528,000 | 5,263,000 | 7,216,000 |
| Provision for loan losses | 0 | -500,000 | -700,000 | -700,000 |
| Pretax income | 1,013,000 | 2,187,000 | 3,041,000 | 3,793,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,013,000 | 2,187,000 | 3,041,000 | 3,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,785,000 | 18,459,000 | 19,313,000 | 19,215,000 |
| Total capital | 19,476,000 | 20,148,000 | 20,801,000 | 20,708,000 |
| Risk-weighted assets | 134,797,000 | 135,381,000 | 143,023,000 | 147,133,000 |