Call reports 2020
BANK OF THE ROCKIES — 2020
What BANK OF THE ROCKIES reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 161,376,000 | 175,826,000 | 182,236,000 | 192,226,000 |
| Total loans | 113,685,000 | 123,680,000 | 121,689,000 | 119,414,000 |
| Allowance for loan losses | 2,198,000 | 2,470,000 | 2,496,000 | 2,182,000 |
| Securities available for sale | 4,508,000 | 4,077,000 | 3,369,000 | 2,982,000 |
| Securities held to maturity | 19,858,000 | 19,538,000 | 17,235,000 | 16,473,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,069,000 | 155,604,000 | 160,704,000 | 170,820,000 |
| Interest-bearing deposits | 123,604,000 | 134,651,000 | 148,585,000 | 158,214,000 |
| Noninterest-bearing deposits | 17,465,000 | 20,953,000 | 12,119,000 | 12,606,000 |
| Equity capital | 17,789,000 | 17,612,000 | 18,215,000 | 18,493,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,091,000 | 4,254,000 | 6,413,000 | 8,407,000 |
| Interest expense | 109,000 | 232,000 | 347,000 | 450,000 |
| Net interest income | 1,982,000 | 4,022,000 | 6,066,000 | 7,957,000 |
| Noninterest income | 259,000 | 469,000 | 815,000 | 1,128,000 |
| Noninterest expense | 1,707,000 | 3,549,000 | 5,358,000 | 7,155,000 |
| Provision for loan losses | 30,000 | 60,000 | 70,000 | -330,000 |
| Pretax income | 504,000 | 882,000 | 1,452,000 | 2,259,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 504,000 | 882,000 | 1,452,000 | 2,259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,317,000 | 16,095,000 | 16,615,000 | 16,922,000 |
| Total capital | 17,855,000 | 17,775,000 | 18,218,000 | 18,543,000 |
| Risk-weighted assets | 122,379,000 | 133,665,000 | 127,365,000 | 129,155,000 |