Call reports 2019
BANK OF THE ROCKIES — 2019
What BANK OF THE ROCKIES reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 148,348,000 | 150,346,000 | 152,248,000 | 157,496,000 |
| Total loans | 107,660,000 | 114,676,000 | 114,539,000 | 114,259,000 |
| Allowance for loan losses | 1,928,000 | 1,988,000 | 2,051,000 | 2,039,000 |
| Securities available for sale | 5,788,000 | 5,565,000 | 5,245,000 | 4,863,000 |
| Securities held to maturity | 16,705,000 | 17,598,000 | 17,877,000 | 19,095,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 129,943,000 | 129,559,000 | 134,289,000 | 139,778,000 |
| Interest-bearing deposits | 115,080,000 | 114,991,000 | 118,590,000 | 121,766,000 |
| Noninterest-bearing deposits | 14,863,000 | 14,568,000 | 15,699,000 | 18,012,000 |
| Equity capital | 16,910,000 | 17,393,000 | 17,462,000 | 17,267,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,900,000 | 4,036,000 | 6,075,000 | 8,117,000 |
| Interest expense | 73,000 | 153,000 | 249,000 | 347,000 |
| Net interest income | 1,827,000 | 3,883,000 | 5,826,000 | 7,770,000 |
| Noninterest income | 361,000 | 654,000 | 982,000 | 1,273,000 |
| Noninterest expense | 1,550,000 | 3,416,000 | 5,079,000 | 7,272,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 578,000 | 1,001,000 | 1,549,000 | 1,531,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 578,000 | 1,001,000 | 1,549,000 | 1,531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,511,000 | 15,933,000 | 15,982,000 | 15,813,000 |
| Total capital | 16,906,000 | 17,409,000 | 17,486,000 | 17,332,000 |
| Risk-weighted assets | 111,060,000 | 117,630,000 | 119,830,000 | 121,024,000 |