Call reports 2017
BANK OF THE ROCKIES — 2017
What BANK OF THE ROCKIES reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 140,578,000 | 136,291,000 | 138,857,000 | 146,606,000 |
| Total loans | 96,685,000 | 93,234,000 | 96,354,000 | 102,764,000 |
| Allowance for loan losses | 1,517,000 | 1,532,000 | 1,527,000 | 1,615,000 |
| Securities available for sale | 7,374,000 | 7,659,000 | 7,627,000 | 7,567,000 |
| Securities held to maturity | 12,514,000 | 15,449,000 | 16,270,000 | 18,204,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,710,000 | 119,460,000 | 121,827,000 | 129,421,000 |
| Interest-bearing deposits | 114,680,000 | 110,315,000 | 112,188,000 | 114,750,000 |
| Noninterest-bearing deposits | 9,030,000 | 9,145,000 | 9,639,000 | 14,671,000 |
| Equity capital | 15,380,000 | 15,266,000 | 15,377,000 | 15,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,557,000 | 3,231,000 | 4,837,000 | 6,532,000 |
| Interest expense | 50,000 | 98,000 | 143,000 | 168,000 |
| Net interest income | 1,507,000 | 3,133,000 | 4,694,000 | 6,364,000 |
| Noninterest income | 283,000 | 549,000 | 866,000 | 1,159,000 |
| Noninterest expense | 1,427,000 | 3,093,000 | 4,540,000 | 5,985,000 |
| Provision for loan losses | 45,000 | 390,000 | 390,000 | 540,000 |
| Pretax income | 320,000 | 199,000 | 630,000 | 998,000 |
| Income tax | 0 | 0 | 0 | -5,000 |
| Net income | 320,000 | 199,000 | 630,000 | 1,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,856,000 | 13,735,000 | 13,866,000 | 14,239,000 |
| Total capital | 15,108,000 | 14,948,000 | 15,114,000 | 15,557,000 |
| Risk-weighted assets | 99,911,000 | 96,747,000 | 99,552,000 | 105,160,000 |