Call reports 2016
BANK OF THE ROCKIES — 2016
What BANK OF THE ROCKIES reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 135,980,000 | 137,062,000 | 138,911,000 | 143,521,000 |
| Total loans | 96,331,000 | 101,795,000 | 100,671,000 | 97,079,000 |
| Allowance for loan losses | 1,500,000 | 1,466,000 | 1,560,000 | 1,474,000 |
| Securities available for sale | 12,840,000 | 9,130,000 | 8,364,000 | 7,473,000 |
| Securities held to maturity | 13,110,000 | 14,080,000 | 12,938,000 | 12,544,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,687,000 | 115,666,000 | 117,825,000 | 126,488,000 |
| Interest-bearing deposits | 110,042,000 | 108,217,000 | 109,996,000 | 116,279,000 |
| Noninterest-bearing deposits | 7,645,000 | 7,449,000 | 7,829,000 | 10,209,000 |
| Equity capital | 15,256,000 | 15,889,000 | 15,556,000 | 15,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,591,000 | 3,251,000 | 4,841,000 | 6,386,000 |
| Interest expense | 60,000 | 122,000 | 178,000 | 233,000 |
| Net interest income | 1,531,000 | 3,129,000 | 4,663,000 | 6,153,000 |
| Noninterest income | 667,000 | 1,445,000 | 2,149,000 | 2,664,000 |
| Noninterest expense | 1,630,000 | 3,448,000 | 5,234,000 | 6,831,000 |
| Provision for loan losses | 5,000 | 5,000 | 107,000 | 430,000 |
| Pretax income | 567,000 | 1,110,000 | 1,503,000 | 1,592,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 567,000 | 1,110,000 | 1,503,000 | 1,592,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,598,000 | 14,203,000 | 13,883,000 | 14,038,000 |
| Total capital | 14,854,000 | 15,472,000 | 15,182,000 | 15,321,000 |
| Risk-weighted assets | 100,291,000 | 101,376,000 | 103,690,000 | 102,498,000 |