Call reports 2015
BANK OF THE ROCKIES — 2015
What BANK OF THE ROCKIES reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 128,130,000 | 130,868,000 | 133,974,000 | 137,315,000 |
| Total loans | 84,620,000 | 91,929,000 | 90,541,000 | 92,843,000 |
| Allowance for loan losses | 1,773,000 | 1,500,000 | 1,482,000 | 1,457,000 |
| Securities available for sale | 13,498,000 | 13,485,000 | 12,624,000 | 12,894,000 |
| Securities held to maturity | 12,350,000 | 11,803,000 | 11,943,000 | 13,541,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,955,000 | 110,767,000 | 114,324,000 | 119,620,000 |
| Interest-bearing deposits | 103,783,000 | 104,561,000 | 107,320,000 | 111,571,000 |
| Noninterest-bearing deposits | 7,172,000 | 6,206,000 | 7,004,000 | 8,049,000 |
| Equity capital | 14,588,000 | 15,310,000 | 15,062,000 | 15,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,407,000 | 2,920,000 | 4,479,000 | 6,039,000 |
| Interest expense | 66,000 | 125,000 | 200,000 | 273,000 |
| Net interest income | 1,341,000 | 2,795,000 | 4,279,000 | 5,766,000 |
| Noninterest income | 510,000 | 1,236,000 | 1,859,000 | 2,352,000 |
| Noninterest expense | 1,565,000 | 3,207,000 | 4,874,000 | 6,687,000 |
| Provision for loan losses | -149,000 | -400,000 | -397,000 | -400,000 |
| Pretax income | 472,000 | 1,259,000 | 1,699,000 | 1,880,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 472,000 | 1,259,000 | 1,699,000 | 1,880,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,901,000 | 13,675,000 | 13,366,000 | 13,528,000 |
| Total capital | 13,973,000 | 14,845,000 | 14,541,000 | 14,726,000 |
| Risk-weighted assets | 85,082,000 | 93,269,000 | 93,706,000 | 95,636,000 |