Call reports 2014
BANK OF THE ROCKIES — 2014
What BANK OF THE ROCKIES reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 121,105,000 | 125,469,000 | 125,600,000 | 132,530,000 |
| Total loans | 71,721,000 | 80,233,000 | 81,639,000 | 81,548,000 |
| Allowance for loan losses | 2,148,000 | 2,059,000 | 1,982,000 | 1,882,000 |
| Securities available for sale | 17,928,000 | 16,721,000 | 15,278,000 | 14,569,000 |
| Securities held to maturity | 13,348,000 | 12,875,000 | 12,232,000 | 12,241,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,197,000 | 105,699,000 | 106,891,000 | 115,298,000 |
| Interest-bearing deposits | 96,897,000 | 98,789,000 | 98,840,000 | 107,585,000 |
| Noninterest-bearing deposits | 8,300,000 | 6,910,000 | 8,051,000 | 7,713,000 |
| Equity capital | 13,491,000 | 13,910,000 | 14,112,000 | 14,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,286,000 | 2,608,000 | 3,969,000 | 5,280,000 |
| Interest expense | 74,000 | 147,000 | 219,000 | 291,000 |
| Net interest income | 1,212,000 | 2,461,000 | 3,750,000 | 4,989,000 |
| Noninterest income | 437,000 | 1,076,000 | 1,635,000 | 2,336,000 |
| Noninterest expense | 1,631,000 | 3,260,000 | 4,945,000 | 6,585,000 |
| Provision for loan losses | -77,000 | -146,000 | -224,000 | -326,000 |
| Pretax income | 95,000 | 423,000 | 663,000 | 1,075,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 95,000 | 423,000 | 663,000 | 1,075,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,913,000 | 12,253,000 | 12,493,000 | 12,912,000 |
| Total capital | 12,907,000 | 13,320,000 | 13,609,000 | 14,001,000 |
| Risk-weighted assets | 78,373,000 | 84,342,000 | 88,366,000 | 86,351,000 |