Call reports 2013
BANK OF THE ROCKIES — 2013
What BANK OF THE ROCKIES reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 124,622,000 | 117,950,000 | 119,136,000 | 122,872,000 |
| Total loans | 70,845,000 | 70,716,000 | 74,283,000 | 70,386,000 |
| Allowance for loan losses | 2,438,000 | 2,387,000 | 2,447,000 | 2,225,000 |
| Securities available for sale | 21,010,000 | 21,288,000 | 18,799,000 | 19,030,000 |
| Securities held to maturity | 12,515,000 | 10,899,000 | 9,762,000 | 10,904,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,076,000 | 102,598,000 | 103,543,000 | 107,146,000 |
| Interest-bearing deposits | 96,879,000 | 96,962,000 | 96,814,000 | 99,908,000 |
| Noninterest-bearing deposits | 11,197,000 | 5,636,000 | 6,729,000 | 7,238,000 |
| Equity capital | 13,182,000 | 12,913,000 | 12,964,000 | 13,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,158,000 | 2,353,000 | 3,511,000 | 4,751,000 |
| Interest expense | 100,000 | 191,000 | 271,000 | 349,000 |
| Net interest income | 1,058,000 | 2,162,000 | 3,240,000 | 4,402,000 |
| Noninterest income | 647,000 | 1,284,000 | 1,916,000 | 2,649,000 |
| Noninterest expense | 1,747,000 | 3,604,000 | 5,264,000 | 6,942,000 |
| Provision for loan losses | 1,000 | -3,000 | 6,000 | -187,000 |
| Pretax income | -43,000 | -155,000 | -114,000 | 297,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -43,000 | -155,000 | -114,000 | 297,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,489,000 | 11,355,000 | 11,395,000 | 11,801,000 |
| Total capital | 12,507,000 | 12,379,000 | 12,426,000 | 12,797,000 |
| Risk-weighted assets | 80,036,000 | 80,525,000 | 81,079,000 | 78,473,000 |