Call reports 2012
BANK OF THE ROCKIES — 2012
What BANK OF THE ROCKIES reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 124,423,000 | 123,052,000 | 125,070,000 | 127,778,000 |
| Total loans | 77,684,000 | 77,709,000 | 71,865,000 | 70,137,000 |
| Allowance for loan losses | 2,661,000 | 2,753,000 | 2,501,000 | 2,468,000 |
| Securities available for sale | 5,572,000 | 7,856,000 | 8,173,000 | 16,848,000 |
| Securities held to maturity | 19,963,000 | 17,762,000 | 16,004,000 | 14,082,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,958,000 | 107,002,000 | 108,558,000 | 111,293,000 |
| Interest-bearing deposits | 97,990,000 | 97,076,000 | 97,434,000 | 98,958,000 |
| Noninterest-bearing deposits | 10,968,000 | 9,926,000 | 11,124,000 | 12,335,000 |
| Equity capital | 12,020,000 | 12,625,000 | 13,037,000 | 13,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,311,000 | 2,640,000 | 3,914,000 | 5,156,000 |
| Interest expense | 157,000 | 298,000 | 426,000 | 541,000 |
| Net interest income | 1,154,000 | 2,342,000 | 3,488,000 | 4,615,000 |
| Noninterest income | 530,000 | 1,765,000 | 2,572,000 | 3,251,000 |
| Noninterest expense | 1,821,000 | 3,526,000 | 5,105,000 | 6,813,000 |
| Provision for loan losses | 545,000 | 672,000 | 674,000 | 673,000 |
| Pretax income | -682,000 | -90,000 | 282,000 | 381,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -682,000 | -90,000 | 282,000 | 381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,454,000 | 11,053,000 | 11,435,000 | 11,532,000 |
| Total capital | 11,578,000 | 12,166,000 | 12,481,000 | 12,563,000 |
| Risk-weighted assets | 88,379,000 | 87,370,000 | 82,262,000 | 81,069,000 |