Call reports 2011
BANK OF THE ROCKIES — 2011
What BANK OF THE ROCKIES reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 125,889,000 | 128,920,000 | 124,784,000 | 126,129,000 |
| Total loans | 75,540,000 | 78,130,000 | 77,434,000 | 74,258,000 |
| Allowance for loan losses | 2,189,000 | 2,216,000 | 2,069,000 | 2,128,000 |
| Securities available for sale | 1,614,000 | 2,528,000 | 2,495,000 | 4,373,000 |
| Securities held to maturity | 25,782,000 | 24,872,000 | 24,004,000 | 22,110,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,767,000 | 111,240,000 | 108,250,000 | 110,272,000 |
| Interest-bearing deposits | 98,058,000 | 101,583,000 | 97,948,000 | 99,488,000 |
| Noninterest-bearing deposits | 9,709,000 | 9,657,000 | 10,302,000 | 10,784,000 |
| Equity capital | 13,904,000 | 13,452,000 | 13,259,000 | 12,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,413,000 | 3,005,000 | 4,456,000 | 5,932,000 |
| Interest expense | 234,000 | 454,000 | 649,000 | 822,000 |
| Net interest income | 1,179,000 | 2,551,000 | 3,807,000 | 5,110,000 |
| Noninterest income | 286,000 | 738,000 | 1,171,000 | 1,579,000 |
| Noninterest expense | 1,439,000 | 2,923,000 | 4,356,000 | 5,921,000 |
| Provision for loan losses | 3,000 | 683,000 | 1,135,000 | 1,881,000 |
| Pretax income | 27,000 | -269,000 | -465,000 | -1,062,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 27,000 | -269,000 | -465,000 | -1,062,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,346,000 | 11,904,000 | 11,717,000 | 11,129,000 |
| Total capital | 13,417,000 | 13,057,000 | 12,854,000 | 12,217,000 |
| Risk-weighted assets | 84,588,000 | 91,168,000 | 90,017,000 | 86,008,000 |