Call reports 2010
BANK OF THE ROCKIES — 2010
What BANK OF THE ROCKIES reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 130,066,000 | 122,824,000 | 124,265,000 | 128,210,000 |
| Total loans | 86,549,000 | 85,435,000 | 83,141,000 | 75,689,000 |
| Allowance for loan losses | 2,301,000 | 2,387,000 | 2,390,000 | 2,220,000 |
| Securities available for sale | 53,000 | 49,000 | 55,000 | 1,630,000 |
| Securities held to maturity | 27,850,000 | 23,586,000 | 21,400,000 | 22,817,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,339,000 | 103,503,000 | 106,297,000 | 110,167,000 |
| Interest-bearing deposits | 100,898,000 | 93,104,000 | 95,818,000 | 99,325,000 |
| Noninterest-bearing deposits | 11,441,000 | 10,399,000 | 10,479,000 | 10,842,000 |
| Equity capital | 13,333,000 | 13,399,000 | 13,579,000 | 13,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,631,000 | 3,203,000 | 4,809,000 | 6,336,000 |
| Interest expense | 381,000 | 703,000 | 981,000 | 1,232,000 |
| Net interest income | 1,250,000 | 2,500,000 | 3,828,000 | 5,104,000 |
| Noninterest income | 237,000 | 487,000 | 800,000 | 1,218,000 |
| Noninterest expense | 1,359,000 | 2,689,000 | 4,138,000 | 5,541,000 |
| Provision for loan losses | 363,000 | 463,000 | 483,000 | 488,000 |
| Pretax income | -234,000 | -163,000 | 10,000 | 298,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -234,000 | -163,000 | 10,000 | 298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,745,000 | 11,825,000 | 12,009,000 | 12,306,000 |
| Total capital | 12,934,000 | 12,982,000 | 13,140,000 | 13,402,000 |
| Risk-weighted assets | 93,293,000 | 90,766,000 | 88,474,000 | 86,066,000 |