Call reports 2008
BANK OF THE ROCKIES — 2008
What BANK OF THE ROCKIES reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 128,598,000 | 131,130,000 | 132,380,000 | 136,077,000 |
| Total loans | 95,333,000 | 98,906,000 | 96,097,000 | 94,386,000 |
| Allowance for loan losses | 1,429,000 | 1,502,000 | 1,564,000 | 1,647,000 |
| Securities available for sale | 61,000 | 57,000 | 54,000 | 56,000 |
| Securities held to maturity | 13,688,000 | 13,764,000 | 15,966,000 | 22,673,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,765,000 | 113,172,000 | 114,868,000 | 119,164,000 |
| Interest-bearing deposits | 98,117,000 | 98,472,000 | 101,347,000 | 105,761,000 |
| Noninterest-bearing deposits | 13,648,000 | 14,700,000 | 13,521,000 | 13,403,000 |
| Equity capital | 11,302,000 | 11,158,000 | 11,312,000 | 11,535,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,289,000 | 4,550,000 | 6,784,000 | 8,928,000 |
| Interest expense | 784,000 | 1,486,000 | 2,151,000 | 2,798,000 |
| Net interest income | 1,505,000 | 3,064,000 | 4,633,000 | 6,130,000 |
| Noninterest income | 235,000 | 489,000 | 739,000 | 959,000 |
| Noninterest expense | 1,293,000 | 2,667,000 | 3,996,000 | 5,370,000 |
| Provision for loan losses | 75,000 | 150,000 | 300,000 | 425,000 |
| Pretax income | 386,000 | 750,000 | 1,106,000 | 1,326,000 |
| Income tax | 0 | 3,000 | 3,000 | 3,000 |
| Net income | 386,000 | 747,000 | 1,103,000 | 1,323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,620,000 | 9,493,000 | 9,663,000 | 9,886,000 |
| Total capital | 10,797,000 | 10,725,000 | 10,815,000 | 11,149,000 |
| Risk-weighted assets | 94,057,000 | 98,256,000 | 91,796,000 | 100,696,000 |