Call reports 2007
BANK OF THE ROCKIES — 2007
What BANK OF THE ROCKIES reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 117,207,000 | 120,436,000 | 126,609,000 | 127,642,000 |
| Total loans | 87,592,000 | 89,457,000 | 94,855,000 | 93,909,000 |
| Allowance for loan losses | 1,218,000 | 1,282,000 | 1,334,000 | 1,385,000 |
| Securities available for sale | 62,000 | 65,000 | 70,000 | 69,000 |
| Securities held to maturity | 8,539,000 | 8,160,000 | 11,572,000 | 14,135,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,458,000 | 104,624,000 | 110,507,000 | 111,139,000 |
| Interest-bearing deposits | 71,549,000 | 88,731,000 | 94,156,000 | 95,878,000 |
| Noninterest-bearing deposits | 28,909,000 | 15,893,000 | 16,351,000 | 15,261,000 |
| Equity capital | 10,446,000 | 10,239,000 | 10,419,000 | 10,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,169,000 | 4,664,000 | 6,995,000 | 9,445,000 |
| Interest expense | 729,000 | 1,534,000 | 2,396,000 | 3,282,000 |
| Net interest income | 1,440,000 | 3,130,000 | 4,599,000 | 6,163,000 |
| Noninterest income | 173,000 | 401,000 | 648,000 | 891,000 |
| Noninterest expense | 1,406,000 | 2,795,000 | 4,151,000 | 5,383,000 |
| Provision for loan losses | 234,000 | 279,000 | 324,000 | 399,000 |
| Pretax income | -26,000 | 462,000 | 782,000 | 1,288,000 |
| Income tax | 0 | 0 | -61,000 | -61,000 |
| Net income | -26,000 | 462,000 | 843,000 | 1,349,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,721,000 | 8,525,000 | 8,714,000 | 9,232,000 |
| Total capital | 9,829,000 | 9,680,000 | 9,915,000 | 10,419,000 |
| Risk-weighted assets | 88,541,000 | 92,350,000 | 94,616,000 | 93,480,000 |