Call reports 2002
BANK OF THE ROCKIES — 2002
What BANK OF THE ROCKIES reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 56,188,000 | 58,570,000 | 57,520,000 | 56,860,000 |
| Total loans | 34,565,000 | 36,090,000 | 37,264,000 | 35,990,000 |
| Allowance for loan losses | 398,000 | 413,000 | 422,000 | 430,000 |
| Securities available for sale | 1,671,000 | 2,937,000 | 5,087,000 | 7,658,000 |
| Securities held to maturity | 13,522,000 | 10,445,000 | 8,660,000 | 7,905,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,124,000 | 52,416,000 | 51,064,000 | 50,525,000 |
| Interest-bearing deposits | 43,793,000 | 42,878,000 | 43,581,000 | 42,898,000 |
| Noninterest-bearing deposits | 6,331,000 | 9,538,000 | 7,483,000 | 7,627,000 |
| Equity capital | 5,237,000 | 5,328,000 | 5,620,000 | 5,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,072,000 | 2,133,000 | 3,193,000 | 4,152,000 |
| Interest expense | 405,000 | 752,000 | 1,076,000 | 1,373,000 |
| Net interest income | 667,000 | 1,381,000 | 2,117,000 | 2,779,000 |
| Noninterest income | 119,000 | 193,000 | 303,000 | 417,000 |
| Noninterest expense | 479,000 | 1,195,000 | 1,714,000 | 2,140,000 |
| Provision for loan losses | 20,000 | 41,000 | 61,000 | 82,000 |
| Pretax income | 304,000 | 359,000 | 668,000 | 1,013,000 |
| Income tax | 112,000 | 136,000 | 240,000 | 342,000 |
| Net income | 192,000 | 223,000 | 428,000 | 671,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,223,000 | 5,127,000 | 5,332,000 | 5,524,000 |
| Total capital | 5,621,000 | 5,540,000 | 5,754,000 | 5,954,000 |
| Risk-weighted assets | 37,397,000 | 37,509,000 | 36,135,000 | 35,608,000 |