Call reports 2001
BANK OF THE ROCKIES — 2001
What BANK OF THE ROCKIES reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 53,880,000 | 57,686,000 | 57,919,000 | 59,240,000 |
| Total loans | 33,375,000 | 35,493,000 | 36,015,000 | 34,731,000 |
| Allowance for loan losses | 372,000 | 385,000 | 379,000 | 381,000 |
| Securities available for sale | 1,672,000 | 1,647,000 | 1,630,000 | 1,746,000 |
| Securities held to maturity | 12,890,000 | 11,600,000 | 13,659,000 | 15,727,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,173,000 | 51,896,000 | 52,117,000 | 53,144,000 |
| Interest-bearing deposits | 42,552,000 | 45,128,000 | 45,271,000 | 45,394,000 |
| Noninterest-bearing deposits | 5,621,000 | 6,768,000 | 6,846,000 | 7,750,000 |
| Equity capital | 4,896,000 | 4,887,000 | 4,989,000 | 5,169,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,174,000 | 2,345,000 | 3,572,000 | 4,760,000 |
| Interest expense | 577,000 | 1,155,000 | 1,726,000 | 2,217,000 |
| Net interest income | 597,000 | 1,190,000 | 1,846,000 | 2,543,000 |
| Noninterest income | 179,000 | 307,000 | 368,000 | 463,000 |
| Noninterest expense | 449,000 | 965,000 | 1,435,000 | 1,876,000 |
| Provision for loan losses | 12,000 | 24,000 | 36,000 | 72,000 |
| Pretax income | 326,000 | 528,000 | 794,000 | 1,150,000 |
| Income tax | 134,000 | 192,000 | 292,000 | 438,000 |
| Net income | 192,000 | 336,000 | 502,000 | 712,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,674,000 | 4,743,000 | 4,910,000 | 5,029,000 |
| Total capital | 5,046,000 | 5,128,000 | 5,289,000 | 5,410,000 |
| Risk-weighted assets | 37,782,000 | 35,291,000 | 38,677,000 | 39,537,000 |