Call report 2013Q4
BAY BANK — 2013Q4
The 22 measures BAY BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 78,679,000 | USD | evidence → |
| Total loans | 45,716,000 | USD | evidence → |
| Allowance for loan losses | 997,000 | USD | evidence → |
| Securities available for sale | 18,893,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 57,531,000 | USD | evidence → |
| Interest-bearing deposits | 46,208,000 | USD | evidence → |
| Noninterest-bearing deposits | 11,323,000 | USD | evidence → |
| Equity capital | 5,512,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,265,000 | USD | evidence → |
| Interest expense | 533,000 | USD | evidence → |
| Net interest income | 2,732,000 | USD | evidence → |
| Noninterest income | 446,000 | USD | evidence → |
| Noninterest expense | 3,171,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 47,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 47,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,346,000 | USD | evidence → |
| Total capital | 5,025,000 | USD | evidence → |
| Risk-weighted assets | 53,989,000 | USD | evidence → |