Call report 2012Q4
BAY BANK — 2012Q4
The 22 measures BAY BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 81,637,000 | USD | evidence → |
| Total loans | 45,917,000 | USD | evidence → |
| Allowance for loan losses | 1,327,000 | USD | evidence → |
| Securities available for sale | 23,256,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 59,087,000 | USD | evidence → |
| Interest-bearing deposits | 46,999,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,088,000 | USD | evidence → |
| Equity capital | 6,293,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,591,000 | USD | evidence → |
| Interest expense | 774,000 | USD | evidence → |
| Net interest income | 2,817,000 | USD | evidence → |
| Noninterest income | 437,000 | USD | evidence → |
| Noninterest expense | 3,289,000 | USD | evidence → |
| Provision for loan losses | 236,000 | USD | evidence → |
| Pretax income | 67,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 67,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,298,000 | USD | evidence → |
| Total capital | 4,998,000 | USD | evidence → |
| Risk-weighted assets | 55,403,000 | USD | evidence → |