Call report 2010Q4
BAY BANK — 2010Q4
The 22 measures BAY BANK reported to the FFIEC for 2010Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 89,030,000 | USD | evidence → |
| Total loans | 47,516,000 | USD | evidence → |
| Allowance for loan losses | 1,289,000 | USD | evidence → |
| Securities available for sale | 26,258,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 66,803,000 | USD | evidence → |
| Interest-bearing deposits | 55,933,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,870,000 | USD | evidence → |
| Equity capital | 5,778,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,266,000 | USD | evidence → |
| Interest expense | 1,303,000 | USD | evidence → |
| Net interest income | 2,963,000 | USD | evidence → |
| Noninterest income | -42,000 | USD | evidence → |
| Noninterest expense | 4,291,000 | USD | evidence → |
| Provision for loan losses | 962,000 | USD | evidence → |
| Pretax income | -2,332,000 | USD | evidence → |
| Income tax | -838,000 | USD | evidence → |
| Net income | -1,494,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,859,000 | USD | evidence → |
| Total capital | 4,576,000 | USD | evidence → |
| Risk-weighted assets | 56,754,000 | USD | evidence → |