Call report 2009Q4
BAY BANK — 2009Q4
The 22 measures BAY BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 89,441,000 | USD | evidence → |
| Total loans | 53,442,000 | USD | evidence → |
| Allowance for loan losses | 1,158,000 | USD | evidence → |
| Securities available for sale | 22,776,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 63,527,000 | USD | evidence → |
| Interest-bearing deposits | 57,063,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,464,000 | USD | evidence → |
| Equity capital | 7,604,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,463,000 | USD | evidence → |
| Interest expense | 1,850,000 | USD | evidence → |
| Net interest income | 2,613,000 | USD | evidence → |
| Noninterest income | 1,515,000 | USD | evidence → |
| Noninterest expense | 3,675,000 | USD | evidence → |
| Provision for loan losses | 3,475,000 | USD | evidence → |
| Pretax income | -3,022,000 | USD | evidence → |
| Income tax | -952,000 | USD | evidence → |
| Net income | -2,070,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,290,000 | USD | evidence → |
| Total capital | 7,060,000 | USD | evidence → |
| Risk-weighted assets | 61,221,000 | USD | evidence → |