Call report 2003Q1
BAY BANK — 2003Q1
The 22 measures BAY BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 25,803,000 | USD | evidence → |
| Total loans | 14,322,000 | USD | evidence → |
| Allowance for loan losses | 289,000 | USD | evidence → |
| Securities available for sale | 5,821,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 22,008,000 | USD | evidence → |
| Interest-bearing deposits | 18,866,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,142,000 | USD | evidence → |
| Equity capital | 3,196,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 343,000 | USD | evidence → |
| Interest expense | 100,000 | USD | evidence → |
| Net interest income | 243,000 | USD | evidence → |
| Noninterest income | 41,000 | USD | evidence → |
| Noninterest expense | 362,000 | USD | evidence → |
| Provision for loan losses | 11,000 | USD | evidence → |
| Pretax income | -30,000 | USD | evidence → |
| Income tax | -10,000 | USD | evidence → |
| Net income | -20,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,530,000 | USD | evidence → |
| Total capital | 2,719,000 | USD | evidence → |
| Risk-weighted assets | 14,990,000 | USD | evidence → |