Call report 2002Q3
BAY BANK — 2002Q3
The 22 measures BAY BANK reported to the FFIEC for 2002Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 25,162,000 | USD | evidence → |
| Total loans | 15,169,000 | USD | evidence → |
| Allowance for loan losses | 173,000 | USD | evidence → |
| Securities available for sale | 7,139,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 21,239,000 | USD | evidence → |
| Interest-bearing deposits | 18,709,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,530,000 | USD | evidence → |
| Equity capital | 2,991,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,130,000 | USD | evidence → |
| Interest expense | 432,000 | USD | evidence → |
| Net interest income | 698,000 | USD | evidence → |
| Noninterest income | 115,000 | USD | evidence → |
| Noninterest expense | 961,000 | USD | evidence → |
| Provision for loan losses | 18,000 | USD | evidence → |
| Pretax income | -129,000 | USD | evidence → |
| Income tax | -46,000 | USD | evidence → |
| Net income | -83,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,373,000 | USD | evidence → |
| Total capital | 2,546,000 | USD | evidence → |
| Risk-weighted assets | 14,990,000 | USD | evidence → |