Call reports 2001
FIRST STATE BANK OF NEWMAN — 2001
What FIRST STATE BANK OF NEWMAN reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 23,560,000 | 23,296,000 | 23,120,000 | 23,324,000 |
| Total loans | 15,838,000 | 14,845,000 | 15,816,000 | 16,136,000 |
| Allowance for loan losses | 119,000 | 122,000 | 130,000 | 146,000 |
| Securities available for sale | 2,309,000 | 1,685,000 | 1,556,000 | 1,788,000 |
| Securities held to maturity | 627,000 | 599,000 | 597,000 | 441,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,077,000 | 20,735,000 | 20,534,000 | 20,794,000 |
| Interest-bearing deposits | 17,907,000 | 17,990,000 | 17,276,000 | 17,286,000 |
| Noninterest-bearing deposits | 3,170,000 | 2,745,000 | 3,258,000 | 3,508,000 |
| Equity capital | 1,992,000 | 2,019,000 | 2,062,000 | 1,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 439,000 | 861,000 | 1,255,000 | 1,629,000 |
| Interest expense | 235,000 | 475,000 | 699,000 | 897,000 |
| Net interest income | 204,000 | 386,000 | 556,000 | 732,000 |
| Noninterest income | 38,000 | 75,000 | 116,000 | 158,000 |
| Noninterest expense | 157,000 | 320,000 | 472,000 | 629,000 |
| Provision for loan losses | 10,000 | 18,000 | 28,000 | 133,000 |
| Pretax income | 75,000 | 123,000 | 172,000 | 128,000 |
| Income tax | 28,000 | 49,000 | 70,000 | 52,000 |
| Net income | 47,000 | 74,000 | 102,000 | 76,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,907,000 | 1,937,000 | 1,969,000 | 1,917,000 |
| Total capital | 2,026,000 | 2,059,000 | 2,099,000 | 2,063,000 |
| Risk-weighted assets | 16,984,000 | 16,288,000 | 17,032,000 | 17,272,000 |