Call reports 2022
CBANK — 2022
What CBANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 266,686,000 | 271,030,000 | 270,435,000 | 262,861,000 |
| Total loans | 204,774,000 | 208,244,000 | 213,730,000 | 213,780,000 |
| Allowance for loan losses | 2,827,000 | 2,867,000 | 2,952,000 | 2,952,000 |
| Securities available for sale | 19,330,000 | 17,304,000 | 16,785,000 | 16,392,000 |
| Securities held to maturity | 322,000 | 285,000 | 255,000 | 229,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,262,000 | 238,919,000 | 239,714,000 | 226,784,000 |
| Interest-bearing deposits | 181,374,000 | 146,726,000 | 147,134,000 | 148,521,000 |
| Noninterest-bearing deposits | 53,888,000 | 92,193,000 | 92,580,000 | 78,263,000 |
| Equity capital | 28,673,000 | 29,321,000 | 28,667,000 | 28,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,354,000 | 5,037,000 | 8,084,000 | 11,453,000 |
| Interest expense | 137,000 | 300,000 | 776,000 | 1,605,000 |
| Net interest income | 2,217,000 | 4,737,000 | 7,308,000 | 9,848,000 |
| Noninterest income | 280,000 | 550,000 | 851,000 | 1,158,000 |
| Noninterest expense | 1,514,000 | 3,089,000 | 4,671,000 | 6,532,000 |
| Provision for loan losses | 36,000 | 36,000 | 136,000 | 206,000 |
| Pretax income | 947,000 | 2,162,000 | 3,352,000 | 4,268,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 947,000 | 2,162,000 | 3,352,000 | 4,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,222,000 | 30,129,000 | 29,568,000 | 29,556,000 |
| Total capital | 30,761,000 | 32,802,000 | 32,318,000 | 32,319,000 |
| Risk-weighted assets | 202,827,000 | 213,684,000 | 219,781,000 | 220,838,000 |