Call reports 2021
CBANK — 2021
What CBANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 284,793,000 | 250,078,000 | 246,555,000 | 251,895,000 |
| Total loans | 250,186,000 | 213,945,000 | 203,925,000 | 209,164,000 |
| Allowance for loan losses | 2,772,000 | 2,750,000 | 2,761,000 | 2,818,000 |
| Securities available for sale | 13,541,000 | 18,863,000 | 18,090,000 | 17,072,000 |
| Securities held to maturity | 512,000 | 459,000 | 407,000 | 363,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,055,000 | 206,552,000 | 215,090,000 | 220,144,000 |
| Interest-bearing deposits | 161,042,000 | 162,867,000 | 169,219,000 | 175,633,000 |
| Noninterest-bearing deposits | 52,013,000 | 43,685,000 | 45,871,000 | 44,511,000 |
| Equity capital | 26,562,000 | 27,934,000 | 28,324,000 | 28,891,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,799,000 | 5,607,000 | 8,193,000 | 10,713,000 |
| Interest expense | 183,000 | 357,000 | 496,000 | 631,000 |
| Net interest income | 2,616,000 | 5,250,000 | 7,697,000 | 10,082,000 |
| Noninterest income | 253,000 | 514,000 | 775,000 | 1,100,000 |
| Noninterest expense | 1,480,000 | 2,950,000 | 4,412,000 | 5,832,000 |
| Provision for loan losses | 80,000 | 91,000 | 126,000 | 177,000 |
| Pretax income | 1,309,000 | 2,723,000 | 3,934,000 | 5,173,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,309,000 | 2,723,000 | 3,934,000 | 5,173,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,112,000 | 26,443,000 | 26,841,000 | 27,622,000 |
| Total capital | 27,411,000 | 28,750,000 | 29,213,000 | 30,144,000 |
| Risk-weighted assets | 183,436,000 | 184,113,000 | 189,363,000 | 201,440,000 |