Call reports 2020
CBANK — 2020
What CBANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 205,963,000 | 274,020,000 | 277,218,000 | 283,174,000 |
| Total loans | 168,575,000 | 238,542,000 | 245,759,000 | 233,244,000 |
| Allowance for loan losses | 1,933,000 | 2,283,000 | 2,492,000 | 2,683,000 |
| Securities available for sale | 8,378,000 | 7,108,000 | 6,319,000 | 11,709,000 |
| Securities held to maturity | 757,000 | 696,000 | 633,000 | 574,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,013,000 | 210,357,000 | 196,549,000 | 208,285,000 |
| Interest-bearing deposits | 154,696,000 | 161,790,000 | 161,206,000 | 153,722,000 |
| Noninterest-bearing deposits | 23,317,000 | 48,567,000 | 35,343,000 | 54,563,000 |
| Equity capital | 24,769,000 | 25,415,000 | 26,169,000 | 26,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,386,000 | 4,835,000 | 7,385,000 | 10,186,000 |
| Interest expense | 664,000 | 1,048,000 | 1,369,000 | 1,614,000 |
| Net interest income | 1,722,000 | 3,787,000 | 6,016,000 | 8,572,000 |
| Noninterest income | 200,000 | 489,000 | 704,000 | 942,000 |
| Noninterest expense | 1,436,000 | 2,811,000 | 4,156,000 | 5,683,000 |
| Provision for loan losses | 58,000 | 410,000 | 701,000 | 932,000 |
| Pretax income | 428,000 | 1,073,000 | 1,881,000 | 2,917,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 428,000 | 1,073,000 | 1,881,000 | 2,917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,994,000 | 23,661,000 | 24,490,000 | 24,982,000 |
| Total capital | 24,927,000 | 25,802,000 | 26,700,000 | 27,297,000 |
| Risk-weighted assets | 174,113,000 | 171,162,000 | 176,538,000 | 184,830,000 |