Call reports 2019
CBANK — 2019
What CBANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 195,353,000 | 186,563,000 | 188,446,000 | 217,046,000 |
| Total loans | 159,540,000 | 156,134,000 | 160,866,000 | 168,303,000 |
| Allowance for loan losses | 1,799,000 | 1,826,000 | 1,834,000 | 1,891,000 |
| Securities available for sale | 8,590,000 | 8,535,000 | 10,275,000 | 8,708,000 |
| Securities held to maturity | 1,046,000 | 968,000 | 891,000 | 820,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,122,000 | 160,771,000 | 159,023,000 | 189,648,000 |
| Interest-bearing deposits | 145,789,000 | 139,076,000 | 135,434,000 | 148,872,000 |
| Noninterest-bearing deposits | 24,333,000 | 21,695,000 | 23,589,000 | 40,776,000 |
| Equity capital | 21,684,000 | 22,347,000 | 22,886,000 | 24,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,343,000 | 4,770,000 | 7,195,000 | 9,602,000 |
| Interest expense | 691,000 | 1,463,000 | 2,204,000 | 2,912,000 |
| Net interest income | 1,652,000 | 3,307,000 | 4,991,000 | 6,690,000 |
| Noninterest income | 193,000 | 391,000 | 548,000 | 781,000 |
| Noninterest expense | 1,265,000 | 2,554,000 | 3,815,000 | 5,135,000 |
| Provision for loan losses | 10,000 | 42,000 | 86,000 | 229,000 |
| Pretax income | 570,000 | 1,102,000 | 1,638,000 | 2,107,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 570,000 | 1,102,000 | 1,638,000 | 2,107,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,006,000 | 20,570,000 | 21,141,000 | 22,529,000 |
| Total capital | 21,805,000 | 22,396,000 | 22,975,000 | 24,420,000 |
| Risk-weighted assets | 160,585,000 | 156,949,000 | 163,137,000 | 174,410,000 |