Call reports 2018
CBANK — 2018
What CBANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 168,038,000 | 167,679,000 | 167,766,000 | 195,992,000 |
| Total loans | 143,314,000 | 143,110,000 | 146,322,000 | 154,165,000 |
| Allowance for loan losses | 1,554,000 | 1,577,000 | 1,604,000 | 1,745,000 |
| Securities available for sale | 2,028,000 | 2,022,000 | 4,092,000 | 8,665,000 |
| Securities held to maturity | 1,861,000 | 1,273,000 | 1,187,000 | 1,113,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,632,000 | 136,915,000 | 143,384,000 | 171,221,000 |
| Interest-bearing deposits | 119,864,000 | 116,036,000 | 122,594,000 | 136,091,000 |
| Noninterest-bearing deposits | 21,768,000 | 20,879,000 | 20,790,000 | 35,130,000 |
| Equity capital | 20,116,000 | 20,534,000 | 20,963,000 | 21,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,896,000 | 3,839,000 | 5,896,000 | 8,194,000 |
| Interest expense | 392,000 | 829,000 | 1,361,000 | 2,028,000 |
| Net interest income | 1,504,000 | 3,010,000 | 4,535,000 | 6,166,000 |
| Noninterest income | 144,000 | 334,000 | 491,000 | 635,000 |
| Noninterest expense | 1,300,000 | 2,555,000 | 3,791,000 | 4,984,000 |
| Provision for loan losses | 95,000 | 109,000 | 127,000 | 317,000 |
| Pretax income | 253,000 | 680,000 | 1,108,000 | 1,500,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 253,000 | 680,000 | 1,108,000 | 1,500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,404,000 | 18,848,000 | 19,307,000 | 19,733,000 |
| Total capital | 19,958,000 | 20,425,000 | 20,911,000 | 21,478,000 |
| Risk-weighted assets | 145,080,000 | 145,750,000 | 145,696,000 | 156,666,000 |