Call reports 2016
CBANK — 2016
What CBANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 144,959,000 | 145,518,000 | 141,499,000 | 153,686,000 |
| Total loans | 112,708,000 | 112,009,000 | 113,436,000 | 117,100,000 |
| Allowance for loan losses | 1,285,000 | 1,300,000 | 1,316,000 | 1,353,000 |
| Securities available for sale | 2,129,000 | 5,192,000 | 6,175,000 | 6,133,000 |
| Securities held to maturity | 1,988,000 | 2,985,000 | 3,426,000 | 3,318,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,991,000 | 124,156,000 | 119,753,000 | 131,739,000 |
| Interest-bearing deposits | 108,478,000 | 105,729,000 | 97,357,000 | 106,221,000 |
| Noninterest-bearing deposits | 16,513,000 | 18,427,000 | 22,396,000 | 25,518,000 |
| Equity capital | 18,262,000 | 18,608,000 | 18,992,000 | 19,405,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,398,000 | 2,825,000 | 4,284,000 | 5,857,000 |
| Interest expense | 171,000 | 359,000 | 557,000 | 761,000 |
| Net interest income | 1,227,000 | 2,466,000 | 3,727,000 | 5,096,000 |
| Noninterest income | 249,000 | 433,000 | 608,000 | 745,000 |
| Noninterest expense | 1,111,000 | 2,201,000 | 3,291,000 | 4,349,000 |
| Provision for loan losses | 48,000 | 61,000 | 99,000 | 142,000 |
| Pretax income | 317,000 | 637,000 | 945,000 | 1,350,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 317,000 | 637,000 | 945,000 | 1,350,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,694,000 | 17,060,000 | 17,459,000 | 17,896,000 |
| Total capital | 17,979,000 | 18,360,000 | 18,775,000 | 19,249,000 |
| Risk-weighted assets | 118,768,000 | 122,864,000 | 123,780,000 | 129,706,000 |