Call reports 2015
CBANK — 2015
What CBANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 107,537,000 | 116,572,000 | 119,852,000 | 137,897,000 |
| Total loans | 89,941,000 | 97,908,000 | 101,017,000 | 111,004,000 |
| Allowance for loan losses | 1,090,000 | 1,133,000 | 1,185,000 | 1,243,000 |
| Securities available for sale | 3,060,000 | 2,659,000 | 2,660,000 | 4,806,000 |
| Securities held to maturity | 1,507,000 | 1,508,000 | 987,000 | 1,987,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,635,000 | 93,290,000 | 98,078,000 | 118,043,000 |
| Interest-bearing deposits | 75,444,000 | 78,656,000 | 83,129,000 | 94,535,000 |
| Noninterest-bearing deposits | 11,191,000 | 14,634,000 | 14,949,000 | 23,508,000 |
| Equity capital | 17,211,000 | 17,971,000 | 18,010,000 | 18,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 956,000 | 2,007,000 | 3,222,000 | 4,496,000 |
| Interest expense | 109,000 | 228,000 | 365,000 | 525,000 |
| Net interest income | 847,000 | 1,779,000 | 2,857,000 | 3,971,000 |
| Noninterest income | 51,000 | 177,000 | 342,000 | 533,000 |
| Noninterest expense | 667,000 | 1,675,000 | 2,843,000 | 3,945,000 |
| Provision for loan losses | 12,000 | 60,000 | 112,000 | 159,000 |
| Pretax income | 219,000 | 221,000 | 244,000 | 400,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 219,000 | 221,000 | 244,000 | 400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,212,000 | 15,872,000 | 16,612,000 | 16,789,000 |
| Total capital | 18,291,000 | 17,005,000 | 17,797,000 | 18,032,000 |
| Risk-weighted assets | 86,366,000 | 93,611,000 | 102,093,000 | 118,726,000 |