Call reports 2014
CBANK — 2014
What CBANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 100,170,000 | 102,753,000 | 103,626,000 | 107,621,000 |
| Total loans | 78,518,000 | 83,261,000 | 86,429,000 | 85,905,000 |
| Allowance for loan losses | 1,058,000 | 1,058,000 | 1,073,000 | 1,078,000 |
| Securities available for sale | 2,755,000 | 3,661,000 | 3,661,000 | 3,558,000 |
| Securities held to maturity | 2,006,000 | 2,007,000 | 1,507,000 | 1,507,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,941,000 | 84,289,000 | 84,897,000 | 88,610,000 |
| Interest-bearing deposits | 73,332,000 | 72,380,000 | 72,957,000 | 73,294,000 |
| Noninterest-bearing deposits | 8,609,000 | 11,909,000 | 11,940,000 | 15,316,000 |
| Equity capital | 16,492,000 | 16,709,000 | 17,007,000 | 17,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 871,000 | 1,767,000 | 2,744,000 | 3,717,000 |
| Interest expense | 84,000 | 183,000 | 285,000 | 392,000 |
| Net interest income | 787,000 | 1,584,000 | 2,459,000 | 3,325,000 |
| Noninterest income | 45,000 | 94,000 | 152,000 | 203,000 |
| Noninterest expense | 692,000 | 1,342,000 | 1,991,000 | 2,576,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 20,000 |
| Pretax income | 140,000 | 336,000 | 605,000 | 932,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 140,000 | 336,000 | 605,000 | 932,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,492,000 | 16,709,000 | 17,007,000 | 17,365,000 |
| Total capital | 17,449,000 | 17,767,000 | 18,080,000 | 18,437,000 |
| Risk-weighted assets | 80,250,000 | 85,209,000 | 87,942,000 | 85,768,000 |