Call reports 2013
CBANK — 2013
What CBANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 80,997,000 | 86,853,000 | 83,478,000 | 87,153,000 |
| Total loans | 65,710,000 | 65,961,000 | 67,419,000 | 70,887,000 |
| Allowance for loan losses | 1,058,000 | 1,058,000 | 1,058,000 | 1,058,000 |
| Securities available for sale | 5,155,000 | 4,155,000 | 4,055,000 | 3,055,000 |
| Securities held to maturity | 626,000 | 625,000 | 2,749,000 | 2,654,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,851,000 | 68,932,000 | 65,268,000 | 68,777,000 |
| Interest-bearing deposits | 55,927,000 | 60,306,000 | 54,876,000 | 60,731,000 |
| Noninterest-bearing deposits | 6,924,000 | 8,626,000 | 10,392,000 | 8,046,000 |
| Equity capital | 16,428,000 | 16,201,000 | 16,415,000 | 16,645,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 788,000 | 1,581,000 | 2,358,000 | 3,204,000 |
| Interest expense | 76,000 | 155,000 | 230,000 | 305,000 |
| Net interest income | 712,000 | 1,426,000 | 2,128,000 | 2,899,000 |
| Noninterest income | 39,000 | 81,000 | 125,000 | 166,000 |
| Noninterest expense | 506,000 | 1,018,000 | 1,566,000 | 2,165,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 245,000 | 489,000 | 687,000 | 900,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 245,000 | 489,000 | 687,000 | 900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,428,000 | 16,201,000 | 16,415,000 | 16,645,000 |
| Total capital | 17,227,000 | 17,013,000 | 17,242,000 | 17,521,000 |
| Risk-weighted assets | 63,671,000 | 64,685,000 | 65,920,000 | 69,924,000 |