Call reports 2012
CBANK — 2012
What CBANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 80,921,000 | 75,238,000 | 75,337,000 | 84,396,000 |
| Total loans | 60,957,000 | 60,655,000 | 61,475,000 | 65,636,000 |
| Allowance for loan losses | 1,058,000 | 1,058,000 | 1,058,000 | 1,058,000 |
| Securities available for sale | 6,835,000 | 6,785,000 | 6,785,000 | 5,355,000 |
| Securities held to maturity | 2,121,000 | 195,000 | 1,227,000 | 627,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,041,000 | 59,439,000 | 57,644,000 | 66,482,000 |
| Interest-bearing deposits | 58,758,000 | 54,503,000 | 51,589,000 | 60,954,000 |
| Noninterest-bearing deposits | 6,283,000 | 4,936,000 | 6,055,000 | 5,528,000 |
| Equity capital | 15,690,000 | 15,570,000 | 15,855,000 | 16,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 823,000 | 1,640,000 | 2,445,000 | 3,241,000 |
| Interest expense | 92,000 | 174,000 | 254,000 | 330,000 |
| Net interest income | 731,000 | 1,466,000 | 2,191,000 | 2,911,000 |
| Noninterest income | 35,000 | 71,000 | 115,000 | 137,000 |
| Noninterest expense | 475,000 | 962,000 | 1,463,000 | 1,909,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 291,000 | 575,000 | 843,000 | 1,139,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 291,000 | 575,000 | 843,000 | 1,139,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,690,000 | 15,570,000 | 15,855,000 | 16,167,000 |
| Total capital | 16,438,000 | 16,294,000 | 16,600,000 | 16,975,000 |
| Risk-weighted assets | 59,538,000 | 57,559,000 | 59,252,000 | 64,384,000 |