Call reports 2011
CBANK — 2011
What CBANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 77,119,000 | 76,925,000 | 75,317,000 | 74,727,000 |
| Total loans | 58,209,000 | 59,997,000 | 59,982,000 | 60,277,000 |
| Allowance for loan losses | 874,000 | 1,034,000 | 1,058,000 | 1,058,000 |
| Securities available for sale | 6,809,000 | 6,695,000 | 7,195,000 | 7,135,000 |
| Securities held to maturity | 0 | 2,292,000 | 2,292,000 | 2,121,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,298,000 | 61,849,000 | 59,894,000 | 59,059,000 |
| Interest-bearing deposits | 54,224,000 | 54,850,000 | 52,701,000 | 53,677,000 |
| Noninterest-bearing deposits | 8,074,000 | 6,999,000 | 7,193,000 | 5,382,000 |
| Equity capital | 14,491,000 | 14,719,000 | 15,024,000 | 15,397,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 862,000 | 1,772,000 | 2,650,000 | 3,522,000 |
| Interest expense | 140,000 | 274,000 | 391,000 | 492,000 |
| Net interest income | 722,000 | 1,498,000 | 2,259,000 | 3,030,000 |
| Noninterest income | 33,000 | 68,000 | 94,000 | 122,000 |
| Noninterest expense | 451,000 | 935,000 | 1,405,000 | 1,857,000 |
| Provision for loan losses | 95,000 | 194,000 | 206,000 | 206,000 |
| Pretax income | 209,000 | 437,000 | 742,000 | 1,089,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 209,000 | 437,000 | 742,000 | 1,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,491,000 | 14,719,000 | 15,024,000 | 15,397,000 |
| Total capital | 15,212,000 | 15,444,000 | 15,748,000 | 16,124,000 |
| Risk-weighted assets | 57,600,000 | 58,310,000 | 57,587,000 | 57,810,000 |