Call reports 2010
CBANK — 2010
What CBANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 64,853,000 | 69,708,000 | 71,318,000 | 71,190,000 |
| Total loans | 52,386,000 | 56,080,000 | 57,704,000 | 57,958,000 |
| Allowance for loan losses | 779,000 | 872,000 | 941,000 | 765,000 |
| Securities available for sale | 5,890,000 | 6,740,000 | 6,040,000 | 6,185,000 |
| Securities held to maturity | 788,000 | 793,000 | 799,000 | 300,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,385,000 | 55,070,000 | 56,433,000 | 56,601,000 |
| Interest-bearing deposits | 45,324,000 | 49,000,000 | 50,625,000 | 51,849,000 |
| Noninterest-bearing deposits | 5,061,000 | 6,070,000 | 5,808,000 | 4,752,000 |
| Equity capital | 14,154,000 | 14,312,000 | 14,516,000 | 14,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 744,000 | 1,542,000 | 2,372,000 | 3,215,000 |
| Interest expense | 156,000 | 306,000 | 457,000 | 605,000 |
| Net interest income | 588,000 | 1,236,000 | 1,915,000 | 2,610,000 |
| Noninterest income | 27,000 | 75,000 | 112,000 | 146,000 |
| Noninterest expense | 455,000 | 919,000 | 1,369,000 | 1,783,000 |
| Provision for loan losses | 51,000 | 144,000 | 213,000 | 762,000 |
| Pretax income | 109,000 | 248,000 | 445,000 | 211,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 109,000 | 248,000 | 445,000 | 211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,154,000 | 14,312,000 | 14,516,000 | 14,282,000 |
| Total capital | 14,785,000 | 14,981,000 | 15,219,000 | 14,987,000 |
| Risk-weighted assets | 50,333,000 | 53,310,000 | 56,020,000 | 56,459,000 |