Call reports 2009
CBANK — 2009
What CBANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 52,356,000 | 54,173,000 | 56,766,000 | 60,161,000 |
| Total loans | 35,952,000 | 37,961,000 | 43,543,000 | 50,138,000 |
| Allowance for loan losses | 550,000 | 616,000 | 658,000 | 728,000 |
| Securities available for sale | 8,100,000 | 8,400,000 | 7,100,000 | 5,050,000 |
| Securities held to maturity | 1,021,000 | 1,786,000 | 1,786,000 | 1,785,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,219,000 | 40,007,000 | 42,511,000 | 45,789,000 |
| Interest-bearing deposits | 35,672,000 | 37,563,000 | 39,064,000 | 42,750,000 |
| Noninterest-bearing deposits | 2,547,000 | 2,444,000 | 3,447,000 | 3,039,000 |
| Equity capital | 13,792,000 | 13,792,000 | 13,866,000 | 14,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 563,000 | 1,199,000 | 1,853,000 | 2,538,000 |
| Interest expense | 194,000 | 385,000 | 550,000 | 699,000 |
| Net interest income | 369,000 | 814,000 | 1,303,000 | 1,839,000 |
| Noninterest income | 7,000 | 30,000 | 45,000 | 69,000 |
| Noninterest expense | 393,000 | 795,000 | 1,183,000 | 1,697,000 |
| Provision for loan losses | 78,000 | 144,000 | 186,000 | 256,000 |
| Pretax income | -95,000 | -95,000 | -21,000 | -45,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -95,000 | -95,000 | -21,000 | -45,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,792,000 | 13,792,000 | 13,866,000 | 14,026,000 |
| Total capital | 14,244,000 | 14,277,000 | 14,409,000 | 14,623,000 |
| Risk-weighted assets | 36,073,000 | 38,673,000 | 43,348,000 | 47,597,000 |