Call reports 2024
BHM BANK — 2024
What BHM BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 18,197,000 | 17,709,000 | 18,657,000 | 17,741,000 |
| Total loans | 9,963,000 | 10,463,000 | 9,763,000 | 9,842,000 |
| Allowance for loan losses | 150,000 | 150,000 | 150,000 | 150,000 |
| Securities available for sale | 896,000 | 871,000 | 1,852,000 | 2,741,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,249,000 | 14,950,000 | 15,628,000 | 14,999,000 |
| Interest-bearing deposits | 11,425,000 | 11,177,000 | 11,194,000 | 10,653,000 |
| Noninterest-bearing deposits | 3,824,000 | 3,773,000 | 4,434,000 | 4,346,000 |
| Equity capital | 2,717,000 | 2,533,000 | 2,882,000 | 2,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 282,000 | 553,000 | 861,000 | 1,140,000 |
| Interest expense | 73,000 | 151,000 | 228,000 | 306,000 |
| Net interest income | 209,000 | 402,000 | 633,000 | 834,000 |
| Noninterest income | -73,000 | -59,000 | 72,000 | -72,000 |
| Noninterest expense | 368,000 | 763,000 | 1,189,000 | 1,606,000 |
| Provision for loan losses | 107,000 | 107,000 | 107,000 | 107,000 |
| Pretax income | -339,000 | -527,000 | -591,000 | -951,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -339,000 | -527,000 | -591,000 | -951,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,858,000 | 2,671,000 | 2,899,000 | 2,540,000 |
| Total capital | 3,008,000 | 2,821,000 | 3,049,000 | 2,687,000 |
| Risk-weighted assets | 12,539,000 | 12,735,000 | 12,557,000 | 11,750,000 |