Call reports 2022
BHM BANK — 2022
What BHM BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 15,330,000 | 14,279,000 | 15,545,000 | 15,784,000 |
| Total loans | 7,700,000 | 7,145,000 | 6,895,000 | 6,911,000 |
| Allowance for loan losses | 185,000 | 128,000 | 151,000 | 151,000 |
| Securities available for sale | 1,759,000 | 1,657,000 | 1,540,000 | 1,526,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,043,000 | 12,198,000 | 11,607,000 | 11,634,000 |
| Interest-bearing deposits | 10,785,000 | 10,942,000 | 10,316,000 | 9,884,000 |
| Noninterest-bearing deposits | 2,258,000 | 1,256,000 | 1,291,000 | 1,750,000 |
| Equity capital | 2,208,000 | 2,006,000 | 3,746,000 | 3,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 117,000 | 252,000 | 395,000 | 574,000 |
| Interest expense | 31,000 | 62,000 | 93,000 | 127,000 |
| Net interest income | 86,000 | 190,000 | 302,000 | 447,000 |
| Noninterest income | 204,000 | 299,000 | 321,000 | 335,000 |
| Noninterest expense | 365,000 | 720,000 | 1,053,000 | 1,367,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -75,000 | -231,000 | -430,000 | -585,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -75,000 | -231,000 | -430,000 | -585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,301,000 | 2,144,000 | 3,946,000 | 3,791,000 |
| Total capital | 2,426,000 | 2,258,000 | 4,059,000 | 3,907,000 |
| Risk-weighted assets | 9,959,000 | 9,203,000 | 8,977,000 | 9,297,000 |