Call reports 2021
BHM BANK — 2021
What BHM BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 16,153,000 | 15,110,000 | 15,440,000 | 16,036,000 |
| Total loans | 7,972,000 | 8,113,000 | 7,239,000 | 7,157,000 |
| Allowance for loan losses | 184,000 | 185,000 | 185,000 | 185,000 |
| Securities available for sale | 2,067,000 | 2,043,000 | 1,992,000 | 1,916,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,886,000 | 13,063,000 | 13,518,000 | 13,536,000 |
| Interest-bearing deposits | 12,312,000 | 11,597,000 | 11,625,000 | 11,395,000 |
| Noninterest-bearing deposits | 1,574,000 | 1,466,000 | 1,893,000 | 2,142,000 |
| Equity capital | 2,173,000 | 1,942,000 | 1,810,000 | 2,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 137,000 | 268,000 | 398,000 | 520,000 |
| Interest expense | 45,000 | 85,000 | 122,000 | 155,000 |
| Net interest income | 92,000 | 183,000 | 276,000 | 365,000 |
| Noninterest income | 19,000 | 124,000 | 275,000 | 1,108,000 |
| Noninterest expense | 372,000 | 750,000 | 1,125,000 | 1,480,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -261,000 | -443,000 | -574,000 | -7,000 |
| Income tax | 0 | 61,000 | 61,000 | 61,000 |
| Net income | -261,000 | -504,000 | -635,000 | -68,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,123,000 | 1,941,000 | 1,810,000 | 2,376,000 |
| Total capital | 2,253,000 | 2,068,000 | 1,929,000 | 2,496,000 |
| Risk-weighted assets | 10,340,000 | 10,168,000 | 9,482,000 | 9,507,000 |