Call reports 2020
BHM BANK — 2020
What BHM BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 18,912,000 | 18,389,000 | 15,365,000 | 16,346,000 |
| Total loans | 11,082,000 | 10,427,000 | 10,280,000 | 9,162,000 |
| Allowance for loan losses | 172,000 | 175,000 | 179,000 | 182,000 |
| Securities available for sale | 589,000 | 585,000 | 575,000 | 572,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,731,000 | 15,693,000 | 13,076,000 | 13,801,000 |
| Interest-bearing deposits | 13,983,000 | 13,897,000 | 11,765,000 | 11,806,000 |
| Noninterest-bearing deposits | 1,748,000 | 1,796,000 | 1,311,000 | 1,995,000 |
| Equity capital | 3,064,000 | 2,552,000 | 2,140,000 | 2,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 181,000 | 358,000 | 511,000 | 704,000 |
| Interest expense | 61,000 | 119,000 | 170,000 | 216,000 |
| Net interest income | 120,000 | 239,000 | 341,000 | 488,000 |
| Noninterest income | -59,000 | -248,000 | -240,000 | 324,000 |
| Noninterest expense | 414,000 | 855,000 | 1,376,000 | 1,783,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -353,000 | -864,000 | -1,275,000 | -971,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -353,000 | -864,000 | -1,275,000 | -971,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,801,000 | 2,489,000 | 2,079,000 | 2,383,000 |
| Total capital | 2,973,000 | 2,648,000 | 2,222,000 | 2,517,000 |
| Risk-weighted assets | 13,739,000 | 12,698,000 | 11,425,000 | 10,690,000 |